This happened to me this week and I've never downloaded anything from iTunes. It happened to my girlfriend across the country last week, so I'll assume it's happening all over the country. You don't need to be an iTunes user for it to occur.
I look at my checking account and Visa account online almost daily. I hadn't discovered the first charge but a Bank of America (my Visa issuer) fraud services rep called me to talk about. Thank goodness they are on top of this. All the charges start with J2*EFAX PLUS SERVICE 323-817-3205C. That's the tip-off that it's it's a fraudulent iTunes charge. B of A immediately killed my current CC and is issuing me a new one (#). They also removed the charges.
If you can look online at any credit cards accounts you have I'd advise you to do so immediatley, in case your issuer isn't as fast to get on this as mine was.
http://credit.about.com/b/2010/03/06/wa ... itunes.htm
Watch Out for Unauthorized Charges From iTunes
Saturday March 6, 2010
Note: This news story came out last year, but many readers are still facing problems with fraudulent charges from iTunes.
A MyFox New York story warns about fraudulent credit card and check card charges that appear to be from iTunes. The first signs of the fraud include charges or pending authorizations from a APL*ITUNES business for $1.00 which might seem to be accurate or an email for gift card receipts that were purchased with your account. The fraud is happening to a wide-variety of people who may or may not have an iTunes account. (this is how it was done to me)
From the news story:
The high-tech scam has claimed victims from New York to California. At the heart of it all is Apple's wildly popular iTunes. Victims say it starts with an unexpected e-mail for purchases they never made. That's how Rachel Katz from Manhattan found out, "I got two emails thanking me for my purchase."
But by the time victims get the e-mail receipt it's usually too late. The receipts appear to be legitimate, and come from Apple, generated by the user's iTunes account. The receipts show purchases for iTunes electronic gift certificates and charges that hit checking accounts, credit cards or PayPal depending on what the user has linked to his or her iTunes account.
Some of the thieves wait for the $1.00 charge to complete before hitting the account with even higher charges. Sending an initial small charge through first allows the thief to determine whether the account is legitimate. (the charges started rolling in on my Visa account)
Many victims of the fraud are having trouble fixing the situation. Neither the banks nor Paypal nor Apple accept ownership. Meanwhile, victims are left without hundreds, even thousands of dollars.
Brett Larson with MyFox recommends deleting your credit card information from iTunes. Instead, he suggests you fund your account with an iTunes gift card. The cards can be purchased from many retailers like Wal-Mart, Target, and Best Buy. Or, you can make iTunes purchases with single-use credit card number available from your credit card company.
I just deleted my credit card information from iTunes by going to Store --> View My Account. I clicked on Edit Payment information and next to "Credit Card" I selected the radio button next to "None."
If you notice an authorization or charges from Apl*itunes, contact your bank immediately. Here are some Tips to Avoid Credit Card Scams and information about disputing inaccurate credit card charges.